Me paga | Valores a receber

Terms of Use

Last updated: July 27, 2026

These Terms of Use ("Terms") govern the use of the Me paga | Valores a receber app ("Me Paga" or "app"), developed and maintained by HVCB App&Games ("developer"). By installing or using the app, you state that you have read, understood, and accepted these Terms. If you do not agree, do not use the app.

1. What the app is

Me Paga is a tool for recording and organizing sales — credit, installment or cash — that runs on your own device, without needing an internet connection. It lets you register clients, sales, installments and payments, track amounts owed, and receive due-date reminders (Premium feature).

2. License to use

The developer grants you a personal, limited, revocable, non-exclusive and non-transferable license to use the app on devices you own, under these Terms and the app store's policies (Google Play). Copying, modifying, distributing, selling, renting, decompiling, or reverse-engineering the app is prohibited, except where permitted by law.

3. Free plan, ads and limits

The app can be used for free, with the following characteristics:

• Display of ads provided by third parties (Google AdMob), in formats such as banner, native (in the due-dates list), full-screen, and rewarded ads;
• A limit on the number of registered clients (with the option to unlock additional slots by watching rewarded ads);
• A limit on the number of installments per sale;
• Some features exclusive to the Premium plan (see section 4).

Ads are provided by third parties; the developer does not control and is not responsible for the content of the ads displayed nor for the products or services offered in them. The limits and ad-display rules of the free plan may be adjusted in app updates.

4. Premium plan (subscription)

The Premium plan is a paid subscription that removes ads and unlocks additional features, such as unlimited clients and sales, extended installment terms, automatic Google Drive backup, and due-date notifications. Conditions:

• Purchase, billing and renewal are processed by Google Play, under the terms and prices shown in the store at the time of purchase (e.g., monthly, semi-annual, or annual);
• Unless stated otherwise, the subscription is renewed automatically at the end of each period, at the then-current price, until cancelled;
• Cancellation is done at any time through Google Play (Play Store → Payments & subscriptions). Upon cancellation, Premium access remains until the end of the period already paid for;
• Refunds follow Google Play's refund policy and applicable law;
• Prices may be adjusted; price changes to active subscriptions follow Google Play's notification rules.

5. Your responsibilities

By using the app, you agree to:

• Use the app only for lawful purposes;
• Be responsible for the accuracy of the data you enter (amounts, dates, clients) — the app only displays and calculates based on what you provide;
• Handle third parties' personal data you register (such as a client's name and phone number) lawfully, in accordance with applicable data protection law;
• Keep your device secure and, if you wish, enable the PIN/biometric lock offered by the app;
• Make and check your own backups (local export or Google Drive backup, when available for your plan).

6. Data and backup — important limitation

Data is stored exclusively on your device (and, if you enable it, in your own Google Drive account). Because of this:

• Uninstalling the app, losing, replacing, or damaging your device, or system failures can cause permanent data loss if you don't have a backup;
• The developer does not hold a copy of your data and has no way to recover it in any of these situations;
• Keeping backups up to date is your responsibility.

7. Privacy

How data is handled in the app is described in the Privacy Policy, which is part of these Terms.

8. Intellectual property

The app, including its brand, name, visual identity, code and content, belongs to the developer and is protected by intellectual property law. These Terms do not transfer any ownership right over the app to you. The data you enter is yours.

9. Disclaimer of warranties

The app is provided "as is," without warranties of any kind regarding uninterrupted availability, absence of errors, or fitness for a particular purpose, to the maximum extent permitted by applicable law. The developer strives to keep the app working correctly, but does not guarantee it will be free of faults.

10. Limitation of liability

To the maximum extent permitted by law, the developer is not liable for indirect damages, lost profits, data loss resulting from the absence of a backup, business decisions made based on the app's records, unavailability of third-party services (Google Play, Google Drive, AdMob), or the content of third-party ads. Nothing in these Terms excludes rights that cannot be waived under Brazil's Consumer Protection Code (Código de Defesa do Consumidor) or equivalent mandatory consumer-protection law.

11. Suspension and termination

The developer may discontinue or suspend distribution of the app or specific features, with notice through the app store when required. You may stop using the app at any time by uninstalling it and, if applicable, cancelling your subscription on Google Play.

12. Changes to these Terms

These Terms may be updated to reflect changes in the app or in legal requirements. The current version will always be available on this page, with the update date at the top. Continued use of the app after changes are published constitutes acceptance of the new version.

13. Governing law and venue

These Terms are governed by the laws of the Federative Republic of Brazil. Disputes arising from these Terms are subject to the courts of your place of residence, under applicable consumer-protection law.

14. Contact

• Responsible party: HVCB App&Games
• Email: hvcbappegames@gmail.com